Attention homeowners in Awendaw and Charleston County: Need an appraisal?

Here are the top 7 reasons why SC homeowners call on SD Appraisals:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To cut their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in SC

Need help deciding the price of your home in or near Awendaw, SC?
Contact SD Appraisals.

At SD Appraisals, we understand the individual needs of a customer seeking appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At SD Appraisals, we're veterans in helping folks just like you delete undesirable PMI insurance.

Challenging Charleston county's assessment of your property

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from SD Appraisals is your number one weapon.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. SD Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? SD Appraisals can help with that too. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.